Financing made easy
Discover your shopping budget before you buy. See if you qualify for credit in a couple minutes and get an instant response!†
Who is Flexiti?
Flexiti is a Canadian company dedicated to offering you flexible financing options with low interest rates.*
Break up a large purchase into smaller more affordable monthly payments. Purchase big-ticket items sooner and pay less interest than a traditional credit card with our promotional financing rates.**
How it works
Select Flexiti as your payment method during checkout, complete the simple credit application, and get approved for financing all in under 3 minutes.† Pay over 12 months for as low as 0% APR.*
Don’t wait for elegance
With our simple application process, you can get approved in under 3 minutes†! Get the furniture you always wanted – now.
Complete the simple application and get approved for financing in under 3 minutes.†
Easy monthly payments
Convert large purchases into smaller, more affordable monthly payments.*
Apply once, shop anytime
Upon approval, you will be mailed a FlexitiCard that you can use again and again to make purchases within your approved credit limit.
Below are answers to some frequently asked questions.
How Do I Pay With Flexiti?
In-store: Bring in your approved Flexiti account QR code that you received in your email upon successful completion of the application process. You can also apply directly in-store.
Ask your sales representative about the financing plans available and they will help ensure that your purchase is paid directly with your Flexiti account.
Why Should I Finance My Purchase?
Financing lets you purchase big-ticket items sooner by breaking up your payments into smaller, more affordable monthly payments – all while paying less than a traditional credit card. With Flexiti, the application is quick and simple, making it more convenient than ever to finance your purchase.
Can I Make Multiple Purchases Through Flexiti?
Yes! Upon account approval, you will be mailed a FlexitiCard that you can use again and again to make purchases within your approved credit limit.
How Do I Reach Customer Support?
Reach fast, friendly, and reliable customer service when you need it by calling 1-877-259-3745 on Monday to Friday from 9 am to 11 pm ET or on Saturday and Sunday from 9 am to 9 pm ET.
*O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase may apply, ask a store representative for details. Admin fee may apply (excluding Quebec residents) and will be financed with purchase. For Quebec residents, annual fee of $39.99 applies. No interest will accrue during the promo period. Monthly payments include premiums for payment protection insurance, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29%. Any balance at end of promo term bears interest at the AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, Flexiti Financial, and the Flexiti design are trademarks of Flexiti Financial Inc.
**On approved credit. Admin fee may apply. Promotional plans and available interest rates vary by merchant partner and applicant’s credit rating.
†Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.